I have noticed the Nevis pirate settlement's vulnerability as well, Is it the only place where you can simply land troops to take a town without having to batter a fort into submission first? Its not exactly much of a port, but 4 defenders does seem a little light, especially with 2 million gold waiting! :Since you all are talking about economy, I noticed that if you go to the island of Nevis at around level 5 in a ship with over 100 crew, you could go to the pirate settlement, land troops, only have to kill 4 near-your-level enemies then get 2 million gold (the first time) which if used wisely can cause you to basically have a feel in the game like you may as well have used cheats. just saying...